Control Your Debt - Credit Repair Advice & Articles :: Give Yourself Credit: Make Resolutions to Improve and Protect Your Credit

Previous: How to read your credit report Next: Nonprofit offers cures for post-holiday debt hangovers Give Yourself Credit: Make Resolutions to Improve and Protect Your Credit by Admin at 06:46PM (PST) on January 10, 2005 | Permanent Link | Cosmos Your Credit Card Companies Provides Advice for Sticking to Those Resolutions The season for resolutions is upon us and it's time to make a commitment to improving and protecting your credit. Making a few small changes in financial habits can make a big difference. Your Credit Card Companies encourages consumers to take steps in the new year to help improve their overall credit picture and avoid falling victim to fraud or identity theft. Some simple resolutions include: Wise Credit Card Habits * Make payments on time: Establishing and maintaining a history of regular payments helps improve consumer credit scores and can potentially lower credit card interest rates. * Evaluate credit offers: Credit card companies regularly solicit prospective and existing customers with better terms and interest rates. Responsible users of credit have access to the best financing opportunities. * Track monthly spending: Design a reasonable monthly budget and do your best to stick to it. Tra