It's one thing to have bad credit, but it is another to have errors on your credit report through no fault of your own. The result, however, is the same - unless you correct it.

Did you know that you pay a higher interest rate on you car and mortgage with questionable credit?

Were you aware that insurance companies can turn you down or put you in a higher risk category with higher premiums if they consider you have a bad credit history.

Consider this: More employers now run credit checks for potential job selection and/or promotions than ever before in our history.

Can you really afford to lose your next promotion because of a credit error?


Who can access your credit report?

1. Landlords, utility companies, phone companies.
2. Hospitals, doctors, dentists, insurance companies.
3. Credit unions, finance companies, banks.
4. Retailers, department stores, credit card companies.
5. Car dealers, mortgagers.
6. Investigators, lawyers, courts.
7. Anyone who can offer just cause and/or has access as a member of a credit reporting agency.

source:http://www.credit-factor.com