Having accounts with no balance or activity can sometimes be treated as not having them at all.
Source:http://www.credit-factor.com
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Your existing credit should have a minimal amount of activity
Comments
Re: Your existing credit should have a minimal amount of activity
by
Anonymous
on Tue 09 Nov 2004 01:53 AM PST | Permanent Link
I am not sure if that is true.
Re: Your existing credit should have a minimal amount of activity
by
Anonymous
on Tue 09 Nov 2004 05:43 AM PST | Permanent Link
My girlfriend had very minimal activity on her credit, and she recently applied for a loan, and was approved for a very signficant amount. When she inquired about it, the lender said that minimal activity is often a sign of someone who is not desperate for credit. Meaning that they are more willing to give a higher loan to someone who doesn't look like they need the money. But that might have been exclusive to this experience.
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