Good credit starts with understanding credit reporting laws and the facts about credit reports. Here are some links that explain in detail the laws of  credit reporting  companies. This information will be helpful if you looking to dispute anything on your credit report.

Federal law -- Fair Credit Reporting Act: 15 USC 1681 et seq. For the full text of the FCRA, see  www.ftc.gov/bcp/conline/edcams/fcra/index.htm

California Consumer Credit Reporting Agencies Act: California Civil Code section 1785 et seq. See www.leginfo.ca.gov/calaw.html

California Investigative Consumer Reporting Agencies Act: California Civil Code section 1786 et seq. See www.leginfo.ca.gov/calaw.html

Once you get to the sites above, simply check the "Civil Code" box, and enter the titles above to search the legal info databases for the latest on credit reporting laws and credit facts.